Privacy Policy

1. Introduction

Capital Knowledge Consultancy Pvt Ltd ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

2. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, postal address, date of birth, and identification documents provided during loan applications.
• Financial Information: Income details, bank statements, credit history, and other financial data required for loan processing.
• Usage Data: Information about how you interact with our website, including IP address, browser type, pages visited, and time spent.
• Cookies: We use cookies and similar tracking technologies to enhance your browsing experience.

3. How We Use Your Information

We use the collected information for the following purposes:

• To process and manage loan applications and related services.
• To communicate with you regarding your inquiries, applications, and account updates.
• To comply with legal and regulatory requirements.
• To improve our website, products, and services.
• To send promotional communications (with your consent).

4. Information Sharing and Disclosure

We do not sell your personal information. We may share your information with:

• Banking Partners: To process and facilitate loan applications on your behalf.
• Service Providers: Third-party vendors who assist us in operating our website and services.
• Legal Authorities: When required by law, regulation, or legal process.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet is 100% secure.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, or as required by applicable laws and regulations.

7. Your Rights

You have the right to:

• Access and request a copy of your personal data.
• Request correction of inaccurate or incomplete data.
• Request deletion of your personal data, subject to legal obligations.
• Withdraw consent for marketing communications at any time.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites and encourage you to review their privacy policies.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us: